Effective Date: September 29, 2012
This policy covers the following topics:
Special note for parents: The Equifax web site is a general audience site and is not designed or intended to attract children younger than 13. We do not collect personal information from any person we actually know is younger than 13.
We collect personal and non-personal information on our web site to customize the content you see, fulfill your requests, improve our products and services, and contact you.
There are aspects of our site that can be enjoyed as a visitor, but you need to register in order to take advantage of some functionality on the site, such as receiving RSS feeds or e-mail alerts or participate in webcasts.
Information We Collect From You
Registration: We receive information from you when you register in order to receive alerts, news feeds, or product information or if you register to receive a product or service that we deliver through our Web site. We also receive information from you when you register in order to participate in online events like webcasts or to receive special offers.
Purchasing a Product or Using a Web-based Service We Provide: We collect information about you when you purchase any product or use any Web-based service offered by our Web site. The information may include your name, address and credit card information if you are purchasing the products for your personal use, or information about your company and credit card information if you are purchasing products for your business. We may collect your Social Security Number and other personally identifiable information in order to ensure that you establish a unique account with us, to help safeguard access to your unique account, and to allow you to securely reset your password when necessary.
Log information: When you visit our site, our servers automatically collect log information. This information may include your Web page request, Internet Protocol (IP) address, browser type, browser language, the date and time of your request, your registration data, and one or more cookies that may uniquely identify your browser. When purchasing a Product or using a Web-based service on our Web site, we may also log the specific path, actions, and navigation choices you make. We collect log information so that we can properly administer our system and gather information about how our site is being used, including the pages visitors are viewing on our site.
Contacting Equifax Workforce Solutions: We receive information from you online when you send us e-mail, or complete applications or other forms.Cookies: We use session cookies on the pages that may contain information about you and your activity on our site. These cookies are deleted when you close your browser. Our web site optimization and marketing partner, Adobe Omniture, may also place or recognize a unique cookie on your browser, sometimes called a "third-party cookie." Web beacons: We and our site optimization and marketing partner use web beacons, sometimes called single-pixel GIFs, that momentarily direct your browser to a server other than Equifax in a way that may not be apparent to you. Web beacons are used to count users who visited specific pages and determine which emails were opened and/or acted upon when we send HTML-formatted email messages. We may link your identifying information to web beacons.
Information We Collect From Others
We may also collect information about you from third parties that operate portions of our web site on our behalf. When we associate information that we obtain from third parties with personal information that we have collected under this policy, we will treat the acquired information like the information that we collected ourselves. We will not share information we obtain from third parties in personally identifiable form. However, we may share aggregated, non-personal information as described in this policy, including information we obtained from third parties, in a form that will not allow you to be identified.
How We Use The Information We Collect
We use the information we collect about you to administer our web site, to improve the user experience on our
web site, and to offer products or services that might be of interest to you. For example, session cookies are
used in order to gather aggregated statistical data about the use of our web site and to help us improve
navigation of our web site.
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We will not disclose your personal information to third parties except to provide you with information or service you request or under certain circumstances as described in this policy.
Disclosure for legal reasons: We may release personal information to third parties: (1) to comply with valid legal requirements such as a law, regulation, search warrant, subpoena or court order; or (2) in special cases, such as a physical threat to you or others, a threat to homeland security, a threat to our system or network, or cases in which we believe it is reasonably necessary to investigate or prevent harm, fraud, abuse, or illegal conduct.
Links to other sites: We may provide links to other sites that might be of interest to you. When you click on one of those links, we will not provide any personal information about you, but will let the site know that you came from Equifax. We do not control the privacy practices and policies of other sites. Please read their privacy policies in order to understand what information they collect about you and how they use it.
Aggregated, non-personal information: We may share aggregated non-personal information about you with third parties. This is information that is combined with the non-personal information of other users and does not allow you to be identified or contacted. Depending on the circumstances, we may or may not charge third parties for this aggregated information. We also may not limit the third parties' use of the aggregated information.
Changes in our corporate structure: If all or part of our company is sold, merged or otherwise transferred to
another entity, the personal information you have provided to us may be transferred as part of that transaction.
We will take steps to ensure that, without your consent, any personal information that is transferred will not be
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Disabling Cookies: Your browser software can be set to reject all cookies or to accept cookies only from our site. Most browsers offer instructions on how to reset the browser to reject cookies in the "Help" section of the toolbar. If you rejectour cookies, you may not be able to log in or use certain functions and conveniences of our site.
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What you can do to help keep your information secure
You also have a role in protecting the security of information about you.
Choose your passwords carefully: Always create a password that's easy for you to remember but difficult for someone else to figure out.
Log out and close your browser: When you finish your online session, close your browser to erase any information it may have temporarily stored on your computer.
Install antivirus software and spyware protection: Viruses are dangerous. They can slip into your system
without your knowledge. Some viruses such as Trojan Horses can capture the contents of your system, including
your passwords. Installing up-to-date antivirus software and running it will help thwart these and other unwanted
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at this web site. If changes occur, we will also show the date of revision. By using our web sites to which this
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