Effective Date: October 29, 2013
This policy covers the following topics:
Special note for parents: Equifax web sites are general audience sites and are not designed or intended to attract children younger than 13. We do not collect personal information from any person we actually know is younger than 13.
We collect personal and non-personal information on our web site to customize the content you see, fulfill your requests for information, deliver our products and services, improve our products and services, and contact you.
There are aspects of our site that can be enjoyed as a visitor, but you need to register in order to take advantage of some functionality on the site, such as receiving RSS feeds or e-mail alerts or to access products and services provided through our sites.
Information We Collect From You
Registration: We receive information from you when you register in order to receive alerts, news feeds, or product information or if you register to receive a product or service that we deliver through our Web site. We also receive information from you when you register in order to participate in online events like webcasts or to receive special offers.
Purchasing a Product or Using a Web-based Service We Provide: We collect information about you when you use any Web-based service offered through our Web site. The information may include your name, address and credit card information, information about your company and credit card information when you are purchasing products for your business. We may collect your Social Security Number and other personally identifiable information in order to ensure that you establish a unique account with us, to help safeguard access to your unique account, and to allow you to securely reset your password when necessary.
Log information: When you visit our sites, our servers automatically collect log information. This information may include the Web page from which you came to our site, your Web page request, Internet Protocol (IP) address, browser type, browser language, the date and time of your request, your registration data, and one or more cookies that may uniquely identify your browser. When you purchase a Product or use a Web-based service on our Web site, we may also log the specific path, actions, and navigation choices you make.
Contacting Equifax Workforce Solutions: We receive information from you online when you send us e-mail, or complete applications or other forms.
Cookies: We use session cookies on the pages that may contain information about you and your activity on our site. These cookies are deleted when you close your browser. We also use persistent cookies that help us tailor your experience on repeat visits, such as remembering your employer identifier or the number of times you may see an information banner. Our web site optimization and marketing partner, Adobe Omniture, may also place or recognize a unique cookie on your browser, sometimes called a "third-party cookie."
Web beacons: We and our site optimization and marketing partner use web beacons, sometimes called single-pixel GIFs, that momentarily direct your browser to a server other than Equifax in a way that may not be apparent to you. Web beacons are used to count users who visited specific pages and determine which emails were opened and/or acted upon when we send HTML-formatted email messages. We may link your identifying information to web beacons.
Information We Collect From Others
We may also collect information about you from third parties that operate portions of our web site on our behalf, from your employer, or from those who use our verification and other services. When we associate information that we obtain from third parties with personal information that we have collected under this policy, we will treat the acquired information like the information that we collected ourselves. We will not share information we obtain from third parties in personally identifiable form except as necessary to deliver our service. For example, we may disclose your personally identifiable information to a verifier as part of our verification service. We may also share aggregated, non-personal information as described in this policy, including information we obtained from third parties, in a form that will not allow you to be identified.
How We Use The Information We Collect
We use the information we collect about you to administer our web site, to improve the user experience on our web site, and to offer products or services that might be of interest to you. For example, session cookies are used in order to gather aggregated statistical data about the use of our web site and to help us improve navigation of our web site.
We link IP addresses to personally identifiable information in order to ensure the security of our service for all users. In these cases, the IP address and personally identifiable information become part of an audit trail that we may use to identify the source of a specific transaction.
We will not disclose your personal information to third parties except to provide you with information or service you request, deliver our products or services that include your personal information, or under certain circumstances as described in this policy.
Disclosure for legal reasons: We may release personal information to third parties: (1) to comply with valid legal requirements such as a law, regulation, search warrant, subpoena or court order; or (2) in special cases, such as a physical threat to you or others, a threat to homeland security, a threat to our system or network, or cases in which we believe it is reasonably necessary to investigate or prevent harm, fraud, abuse, or illegal conduct.
Links to other sites: We may provide links to other sites that might be of interest to you. When you click on one of those links, we will not provide any personal information about you, but will let the site know that you came from Equifax. We do not control the privacy practices and policies of other sites. Please read their privacy policies in order to understand what information they collect about you and how they use it.
Aggregated, non-personal information: We may share aggregated non-personal information about you with third parties. This is information that is combined with the non-personal information of other users and does not allow you to be identified or contacted. Depending on the circumstances, we may or may not charge third parties for this aggregated information. We also may not limit the third parties' use of the aggregated information.
Disabling Cookies: Your browser software can be set to reject all cookies or to accept cookies only from our site. Most browsers offer instructions on how to reset the browser to reject cookies in the "Help" section of the toolbar. If you reject our cookies, you may not be able to log in or use certain functions and conveniences of our site.
We are committed to protecting the security of your information through procedures and technology designed for this purpose by taking these steps:
What you can do to help keep your information secure
You also have a role in protecting the security of information about you.
Choose your passwords carefully: Always create a password that's easy for you to remember but difficult for someone else to figure out.
Log out and close your browser: When you finish your online session, close your browser to erase any information it may have temporarily stored on your computer.
Install antivirus software and spyware protection: Viruses are dangerous. They can slip into your system without your knowledge. Some viruses such as Trojan Horses can capture the contents of your system, including your passwords. Installing up-to-date antivirus software and running it will help thwart these and other unwanted programs.